Intelligent Title is a full-service title insurance company operating as a brand of American Commercial Title LLC, underwritten by Stewart Title Guaranty Company (est. 1893, all 50 states) and WFG National Title Insurance Company (est. 1975). We issue complete title insurance policies — not reports, not due diligence, not overlays. We issue the policy that closes the deal.
Order Pre-Policy Intelligence — $149
Title Insurance with Pre-Policy Intelligence

Title Insurance with Pre-Policy Intelligence.

The title work starts when the file opens — not when the closing is scheduled.

Pre-Policy Intelligence starts the title process at the letter of intent instead of at closing scheduling. The $149 is consideration for the title search and examination — credited toward your title insurance premium when the file closes with an Intelligent Title policy. Work begins the moment the order is received. Initial response within 24 hours.

Get the security. Get the intelligence. Get ahead of the surprises.
Order Pre-Policy Intelligence — $149
Who We Serve

Every real estate transaction runs on a different clock. We start yours at day one.

Pre-Policy Intelligence changes the timing of title work for the party who orders it. What that changes for your business depends on your business. Find your role below.

SBA Lenders

7(a), 504, and Express originators closing against tight guarantee timelines. Pre-Policy Intelligence at LOI puts title on a parallel track to underwriting, appraisal, and environmental.

Read the SBA lender case →
Institutional Lenders

Conforming lenders, portfolio banks, and credit unions closing loans against lock periods. Pre-Policy Intelligence protects the closing calendar and the post-closing delivery timeline.

Read the institutional lender case →
Certified Development Companies

SBA-authorized nonprofit lenders packaging 504 projects. Pre-Policy Intelligence at project intake protects the SBA guarantee and the CDC's program standing.

Read the CDC case →
DSCR & Hard Money

DSCR, bridge, hard money, and private lenders closing on compressed calendars — where speed to close is the product and asset-level risk visibility is the pitch. Pre-Policy Intelligence at term sheet keeps the calendar defensible.

Read the DSCR & hard money case →
Mortgage Bankers & Brokers

Residential and commercial originators packaging loans against rate locks and delivery windows. Pre-Policy Intelligence at the Loan Estimate + intent-to-proceed moment puts title on a parallel track to processing and underwriting.

Read the mortgage originator case →
Attorneys & Closing Counsel

Real estate counsel managing closings, drafting title opinions, and defending client files at the closing table. Pre-Policy Intelligence at engagement puts the title record in the file with runway to advise on it.

Read the attorney case →
Real Estate Buyers & Owners

Buyers and existing owners acquiring real estate to reside, to rent, to lease, or to hold as a small commercial asset. Pre-Policy Intelligence puts the title record in the file at day one — so one of the largest financial decisions most people ever make sits on a clean foundation.

Read the home buyer case →
Creative Finance

Buyers, sellers, and investors structuring subject-to, wraparound, seller-financed, land contract, lease-option, assignment, and novation transactions. Pre-Policy Intelligence at contract execution — the record in front of you while your deposit and your options are still yours.

Read the creative finance case →
Real Estate Investors

Investors and owners acquiring for rental, reposition, wholesale, portfolio, or fund — one property or fifty. Pre-Policy Intelligence at LOI or contract puts the title record in the acquisition file before capital commits.

Read the investor case →
The Timeline Math

Title work has never been the elephant in the room. Its timing has.

Appraisal, environmental, and underwriting move in parallel from day one. Title has traditionally waited. Pre-Policy Intelligence changes that pattern — the title file opens the moment a letter of intent, application, or contract goes out.

Day 1
The Order
Borrower places a $149 Pre-Policy Intelligence order at LOI or intake. Payment is consideration for the title search and examination — credited toward the premium when the file closes with an Intelligent Title policy.
24 hrs
The Work Begins
Ownership examination, lien identification, encumbrance disclosure, and property research start. Every party sees the same record.
Closing
On Schedule
The full title package — commitment, riders, municipal searches, survey, endorsements, final policy — is ready on the date you promised.
Pricing

Pre-Policy Intelligence is $149.

Pre-Policy Intelligence is $149. That price is the same for every property, every customer, and every transaction type. Intelligent Title does not offer volume discounts, tiered pricing, negotiated rates, or promotional pricing on Pre-Policy Intelligence.

Order Now — Work Begins on Receipt

Start your title work at day one.

The $149 is consideration for the title search and examination — credited toward your title insurance premium when the file closes with an Intelligent Title policy.

$149
Title search and examination · Credited toward premium at close with an Intelligent Title policy
Order Pre-Policy Intelligence Now
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Underwritten By
Stewart Title Guaranty Company · WFG National Title Insurance Company

Stewart Title Guaranty Company (est. 1893) — licensed in all 50 states, one of the four largest title underwriters in the United States.
WFG National Title Insurance Company (est. 1975) — a Williston Financial Group underwriter serving lenders and borrowers nationwide.