One Discipline. Every Alliance. Every Customer.
Pre-Policy Intelligence is one discipline. It changes the same thing about every real estate transaction: when title work starts. The order is placed at day one — at the letter of intent, the disclosure moment, the project intake, the contract signing. Title work begins the moment the order is received. Initial response within 24 hours. Every downstream workstream operates against a known title record instead of an assumed one.
What that discipline produces inside a business depends on the business. An SBA lender protects a guarantee timeline. A conforming lender protects a rate lock. A CDC coordinates a two-lien structure. An attorney protects a closing file. An institutional investor protects a portfolio acquisition schedule.
The mechanism is the same. The outcome is specific to the role that orders it. Below is how The Pre-Policy Intelligence Discipline serves each alliance and customer Intelligent Title is built around.
The Same $149 Order Across Every Alliance and Every Customer
7(a), 504, and Express originators. Pre-Policy Intelligence at LOI puts title on a parallel track to underwriting, appraisal, and environmental — so the file closes on the 58 to 65 day calendar the LOI quoted. Protects the SBA guarantee timeline.
Protects the SBA guarantee timeline.Conforming lenders, portfolio banks, and credit unions. Pre-Policy Intelligence at the disclosure moment means the file closes inside the rate lock and delivers on schedule post-closing. Protects the lock and the delivery calendar.
DSCR, bridge, hard money, and private lenders closing on compressed calendars where speed to close is the product. Pre-Policy Intelligence at term sheet gives the file weeks of curative runway inside a days-not-weeks window. Protects the closing calendar.
Residential and commercial originators packaging loans against lock periods and referral relationships. Pre-Policy Intelligence at the disclosure moment means the file closes on the calendar the borrower was quoted. Supports the referral relationship.
SBA-authorized nonprofit lenders packaging 504 projects. Pre-Policy Intelligence at intake means the two-lien structure, interim financing, and debenture funding all coordinate against a known title record. Protects the CDC's program standing.
Buyers and existing owners acquiring real estate to reside, to rent, to lease, or to hold. Pre-Policy Intelligence before signing means the buyer knows what is on the record before committing capital — so the acquisition sits on a clean foundation from day one. Protects the buyer's capital and confidence.
Buyers, sellers, and investors structuring subject-to, wraparound, seller-financed, land contract, lease-option, assignment, and novation transactions. Pre-Policy Intelligence at contract execution puts the record in front of you while your deposit and your options are still yours. Protects the deposit clock.
Real estate counsel managing closings and defending client files. Pre-Policy Intelligence at engagement means counsel operates on documented facts from day one instead of last-minute discoveries at the closing table. Protects the closing file.
Investors and owners acquiring for rental, reposition, wholesale, portfolio, or fund — one property or fifty. Pre-Policy Intelligence at LOI means the acquisition team knows the title record before due diligence spend or 1031 timeline pressure builds. Protects the portfolio acquisition schedule.
What Every Party Gets From the Same $149 Order
Different applications, same mechanics. Every Pre-Policy Intelligence order — regardless of who places it or when — delivers the same underlying work:
- Title file opened the moment the order is received. Initial response within 24 hours.
- Ownership examination on the property identified in the order.
- Lien identification including prior mortgages, judgment liens, tax liens, and other encumbrances.
- Encumbrance disclosure covering easements, restrictions, and recorded interests.
- Judgment and tax review of the parties named on the order.
- Legal description verification against the property records.
- Distribution to all parties named on the order — lender, referring entity, counsel, borrower — simultaneously.
- Launch of the full title package that follows: preliminary commitment, curative work, municipal and special searches, survey coordination, program-specific endorsements, rider language, and the final title insurance policy.
Intelligent Title opens your file at day one and issues the policy that closes your deal — one company, one file, from the moment the order is placed through funding.
The Same $149 Across Every Application
Regardless of transaction type, customer, or complexity, Pre-Policy Intelligence is $149 — consideration for the title search and examination on the property, credited in full against the title insurance premium when the transaction closes with an Intelligent Title policy.
The $149 is consideration for the title search and examination — work Intelligent Title performs and delivers. It is credited in full against the title insurance premium if and only if the transaction closes with an Intelligent Title policy.
If the transaction proceeds to a policy, the $149 is credited fully. If the transaction does not proceed, the $149 covered the work that was completed — a Pre-Policy Intelligence report on a real property.
Read the Case for Your Role
Each alliance and customer group has a dedicated page working through the full framework — operational reality, timeline math, workflow entry, what your team gains, how it applies, borrower choice, scope, and getting started.
- For SBA Lenders — 7(a), 504, and Express originators closing on tight guarantee timelines.
- For Institutional Lenders — Conforming lenders, portfolio banks, and credit unions closing against lock periods.
- For DSCR & Hard Money Lenders — DSCR, bridge, hard money, and private lenders closing on compressed calendars.
- For Mortgage Bankers & Brokers — Residential and commercial originators packaging loans against lock periods.
- For Certified Development Companies — SBA-authorized nonprofit lenders packaging 504 projects at intake.
- For Attorneys & Closing Counsel — Real estate counsel managing closings and defending client files.
- For Real Estate Buyers & Owners — Buyers and existing owners acquiring real estate to reside, to rent, to lease, or to hold — one property at a time.
- For Creative Finance Purchasers & Sellers — Buyers, sellers, and investors structuring subject-to, wraparound, seller-financed, land contract, lease-option, assignment, and novation transactions.
- For Real Estate Investors — Investors and owners acquiring for rental, reposition, wholesale, portfolio, or fund — one property or fifty.
To open a conversation for any alliance or customer group, contact orders@intelligentitle.com.